商业保险

A variety of coverages for a variety of businesses.

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业务 insurance for the 路易斯维尔, KY region.

In today’s ever-changing environment, risk is constant. 商业保险不. We’ll thoroughly assess your business and situation to develop creative, 全面的, 符合您需求的低成本解决方案.

你很努力地建立了自己的事业. The last thing you want is to suffer a blow that could threaten it all. 高质量的保险保护在一个显而易见的节省是背后的动机,线上最大的娱乐平台做.

We know that you cannot outrun your risk, but you can be ready for it. What if a tornado causes you to lose power to your building and your operations cease, 或者火灾严重损坏了你的建筑? 你不应该自己付这笔钱,有了正确的保护措施,你就不用付了. Our insurance staff can help you identify gaps in coverage, 寻找省钱的方法, 保护你的资产和收入.

With our INTERACTIVE GRAPHIC Clickable Coverage shown below, 你会找到独一无二的, easy and fun way to explore insurance coverages that could be important to you.

看到商业保险看到行业专业
Which business insurance is right for your company?

探索如何拥有正确的商业保险可以保护你的公司免受意外.

业务
业主保单(BOP)
风险因素

As a business owner, you've worked hard to build a solid business. 但当意外发生时会发生什么? 你覆盖?

解决方案

A business owners policy is uniquely designed to protect your most important assets, 包括你的业务, 它的延续, 你的员工, 还有你的生活方式. Discuss the details of this coverage with your agent and ensure that you're protected.

错误和遗漏责任(E&O)
风险因素

如果你为他人服务, 你有可能没有正确地完成工作(错误)或者根本没有完成工作(遗漏). 如果你的错误或疏忽伤害了你的客户,并给他们造成了经济损失,你可能会因此惹上官司.

解决方案

Errors and omissions liability insurance protects any business that gives advice, 让受过教育的建议, 设计解决方案, 或者代表他人的需要. Ensure you have this important coverage if you perform services for clients.

董事及高级人员责任保险(D&O)
风险因素

董事和高级管理人员(如董事会成员)面临越来越多的风险因素,并对声称在履行职责时玩忽职守的行为负责. 任何由此产生的诉讼通常都是昂贵的辩护,可能导致巨额和解.

解决方案

Obtain 全面的 coverage to protect senior individuals of your company. 董事和高级管理人员责任保险为涉及的诉讼辩护的法律费用提供保险,并为除辩护费用以外的任何和解提供必要的资金.

商业的伞
风险因素

当您的企业面临的重大责任损失超过您的标准政策的基本限制时,会发生什么?

解决方案

A commercial umbrella policy provides high limits of insurance, 通常在2美元,000,000年和10美元,000,000. Coverage is extended over your general liability insurance, 工人的补偿, 商务线上最大的娱乐平台, as well as directors and officers liability coverage. It provides a great safety net and helps ensure your business is well protected.

一般责任
风险因素

企业易受许多风险的影响, 比如人身伤害索赔, 财产损失, 人身伤害, 和更多的.

解决方案

General liability insurance is an absolute necessity for any business. It provides broad coverage when you are deemed responsible and liable, and will also pay to defend any covered lawsuit or action regardless of its merit.

犯罪与忠诚债券
风险因素

如果你信任的员工被发现做了不诚实的事情,你会怎么做?

解决方案

Crime and fidelity coverage is designed to provide coverage for employee dishonesty, 伪造和存, 盗窃, 破坏和消失, 和更多的. Discuss the details of this coverage with your agent to learn more.

环境保险
风险因素

Could your business cause damage to the environment? 如果是的话,您是否有保险?

解决方案

Environmental insurance provides protection if an environmental catastrophe occurs.

系统崩溃
风险因素

With technology performing many tasks in today's world, a breakdown can cause a significant financial burden, 包括修理设备的费用, 你生意的中断, 以及任何损失的收入和额外的开支.

解决方案

Comprehensive coverage provides protection against equipment mechanical breakdown. Discuss the details of what's covered with your insurance agent.

工人的补偿
风险因素

如果你的员工在工作中受伤或生病, you are required by law to have the proper coverage in place.

解决方案

工伤补偿保护你的雇员在工作期间发生与工作有关的伤害或疾病. This coverage is required by law, so be sure that you understand your obligations.

商业线上最大的娱乐平台保险
风险因素

一场车祸可能会对你要负责的人造成身体伤害或财产损失, potentially putting your business in financial jeopardy.

解决方案

商业线上最大的娱乐平台保险承保商业企业拥有或租用的车辆,并承保人身伤害, 财产损失, 和其他保险, and includes both 全面的 and collision coverage.

雇佣实务责任保险(EPLI)
风险因素

据估计,平均五分之三的企业将被其员工起诉. While there is nothing you can do to prevent someone from filing a lawsuit, there is something you can do to limit the costs of defending a legal claim.

解决方案

申请雇佣实务责任保险,以保护你的公司及其董事、职员. and employees from alleged employment-related acts such as wrongful termination, 未能促进, 歧视, 和性骚扰.

网络责任
风险因素

The Internet has spun a whole new web of liability exposures. 电子商务, 社交网络, 云存储, and other technologies bring great benefits to large and small businesses alike. 但这些好处也带来了挑战, 包括保护私隐, data, 以及客户的财务信息.

解决方案

网络责任涵盖在您的网络内未经授权访问电子数据或软件. 它还提供了传播病毒的覆盖范围, 电脑被盗, 敲诈勒索, 或任何无意的行为, 错误, 错误, 或雇员的疏忽. 当您拥抱技术来帮助您经营企业时,这种覆盖迅速变得越来越重要.

业务收入
风险因素

What would you do if a fire impacted the operation of your business? Or what if a pipe leak caused a system outage or extended downtime? These and other events can destroy your ability to serve clients and bring in revenue, which can have a major long-term impact on the viability of your business.

解决方案

业务收入保险补偿您的收入损失,如果业务不能正常运作,因为损坏涵盖在您的商业财产保险政策, 如火灾或水灾. 业务 interruption insurance covers the revenue you would have earned, 根据你的财务记录, 难道这一事件没有发生吗. 该政策还包括运营费用, 像电, that continue even though business activities have come to a temporary halt.

商业地产
风险因素

Your business property is a significant financial investment. 要是它出了什么事怎么办?

解决方案

商业财产保险可以帮助保护你的企业拥有或租赁的财产, 包括设备之类的东西, 库存, 家具, 及设施. Whether you own your building or lease your workspace, 商业财产保险可以单独购买,也可以与其他必要的保险组合购买,以保护您企业的有形资产.

企业主保险

一个企业主政策将商业财产保险和商业责任保险结合成一个方便的政策. 线上最大的娱乐平台将与您合作设计保险以保护您的企业免受各种风险, 独特的你.

交互式图形
一般责任保险

No matter the size and nature of your business, there are always uncertainties. 线上最大的娱乐平台将与你一起确定你的业务风险,线上最大的娱乐平台将制定一个对你的业务有意义的保险方案.

商业线上最大的娱乐平台保险

不管你有一辆车还是一整个车队, 线上最大的娱乐平台可以帮助您实现自定义保险,以保护您的企业和个人资产免受商用车辆带来的额外风险.

商业财产保险

Commercial property insurance protects your assets in the event that they are stolen, damaged or destroyed in a fire or natural disaster. 线上最大的娱乐平台将与你们合作设计保护你们公司财产的保险项目.

工伤补偿保险

工伤补偿保险包括工伤和因公交通事故. 它还包括与工作相关的疾病. 线上最大的娱乐平台将与您一起寻找解决方案,创造一个更安全、更高效的工作场所.

交互式图形
商业伞保险

Commercial umbrella insurance is designed to supplement existing insurance policies, giving you an additional layer of protection for your business. 线上最大的娱乐平台将与您一起寻找合适的雨伞解决方案,以满足您所有的业务需求.

网络责任保险

网络责任保险保护您的企业免受与数据泄露相关的费用. 线上最大的娱乐平台将帮助您评估您的业务所面临的数据责任风险,并为您找到符合您特定需求的政策.

交互式图形
洪水保险

至少有25%的企业在洪水等破坏性事件后关闭,再也没有重新开业. We'll design a policy that will protect your business, 以及它的物理内容和资产, 因为洪水造成的损失.

建筑商风险保险

Did you know you can protect your properties even before they are finished being built? Builders risk insurance protects from risks like fire, 盗窃 和更多的.

特殊事件保险

The stress and cost of organizing a special event is tough enough. 你需要担心的最后一件事是,如果出现问题,你可能面临的财务风险! Special event insurance removes this burden and allows you to focus on the event.

海洋运输保险

Ocean marine insurance is insurance used to protect cargo, vessels and other items while they are being transported across the ocean. 线上最大的娱乐平台将与你合作,为你在开放水域提供真正的保护.

内陆水运保险

内陆海运保险是在你的公司远离你的营业地点时保护你的公司财产的保险项目. 线上最大的娱乐平台将帮助您确保您的财产不仅在您所在的地方受到保护,而且在场外或运输途中也受到保护.

关键人人寿保险

关键人物人寿保险可以让你的企业在任何员工死亡的情况下维持下去,谁是公司生存的不可分割的资产. 线上最大的娱乐平台将与您合作设计保险,以确保您的员工业务的连续性, 客户和债权人.

信誉最好的十大娱乐平台 提供了 完善的商业保险 路易斯维尔,肯塔基地区.

商业线上最大的娱乐平台

As an independent agency, we offer multiple options at competitive prices.

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