A variety of coverages for a variety of businesses.
业务 insurance for the 路易斯维尔, KY region.
In today’s ever-changing environment, risk is constant. 商业保险不. We’ll thoroughly assess your business and situation to develop creative, 全面的, 符合您需求的低成本解决方案.
你很努力地建立了自己的事业. The last thing you want is to suffer a blow that could threaten it all. 高质量的保险保护在一个显而易见的节省是背后的动机，线上最大的娱乐平台做.
We know that you cannot outrun your risk, but you can be ready for it. What if a tornado causes you to lose power to your building and your operations cease, 或者火灾严重损坏了你的建筑? 你不应该自己付这笔钱，有了正确的保护措施，你就不用付了. Our insurance staff can help you identify gaps in coverage, 寻找省钱的方法, 保护你的资产和收入.
With our INTERACTIVE GRAPHIC Clickable Coverage shown below, 你会找到独一无二的, easy and fun way to explore insurance coverages that could be important to you.
Which business insurance is right for your company?
As a business owner, you've worked hard to build a solid business. 但当意外发生时会发生什么? 你覆盖?
A business owners policy is uniquely designed to protect your most important assets, 包括你的业务, 它的延续, 你的员工, 还有你的生活方式. Discuss the details of this coverage with your agent and ensure that you're protected.
如果你为他人服务, 你有可能没有正确地完成工作(错误)或者根本没有完成工作(遗漏). 如果你的错误或疏忽伤害了你的客户，并给他们造成了经济损失，你可能会因此惹上官司.
Errors and omissions liability insurance protects any business that gives advice, 让受过教育的建议, 设计解决方案, 或者代表他人的需要. Ensure you have this important coverage if you perform services for clients.
Obtain 全面的 coverage to protect senior individuals of your company. 董事和高级管理人员责任保险为涉及的诉讼辩护的法律费用提供保险，并为除辩护费用以外的任何和解提供必要的资金.
A commercial umbrella policy provides high limits of insurance, 通常在2美元,000,000年和10美元,000,000. Coverage is extended over your general liability insurance, 工人的补偿, 商务线上最大的娱乐平台, as well as directors and officers liability coverage. It provides a great safety net and helps ensure your business is well protected.
企业易受许多风险的影响, 比如人身伤害索赔, 财产损失, 人身伤害, 和更多的.
General liability insurance is an absolute necessity for any business. It provides broad coverage when you are deemed responsible and liable, and will also pay to defend any covered lawsuit or action regardless of its merit.
Crime and fidelity coverage is designed to provide coverage for employee dishonesty, 伪造和存, 盗窃, 破坏和消失, 和更多的. Discuss the details of this coverage with your agent to learn more.
Could your business cause damage to the environment? 如果是的话，您是否有保险?
Environmental insurance provides protection if an environmental catastrophe occurs.
With technology performing many tasks in today's world, a breakdown can cause a significant financial burden, 包括修理设备的费用, 你生意的中断, 以及任何损失的收入和额外的开支.
Comprehensive coverage provides protection against equipment mechanical breakdown. Discuss the details of what's covered with your insurance agent.
如果你的员工在工作中受伤或生病, you are required by law to have the proper coverage in place.
工伤补偿保护你的雇员在工作期间发生与工作有关的伤害或疾病. This coverage is required by law, so be sure that you understand your obligations.
一场车祸可能会对你要负责的人造成身体伤害或财产损失, potentially putting your business in financial jeopardy.
商业线上最大的娱乐平台保险承保商业企业拥有或租用的车辆，并承保人身伤害, 财产损失, 和其他保险, and includes both 全面的 and collision coverage.
据估计，平均五分之三的企业将被其员工起诉. While there is nothing you can do to prevent someone from filing a lawsuit, there is something you can do to limit the costs of defending a legal claim.
申请雇佣实务责任保险，以保护你的公司及其董事、职员. and employees from alleged employment-related acts such as wrongful termination, 未能促进, 歧视, 和性骚扰.
The Internet has spun a whole new web of liability exposures. 电子商务, 社交网络, 云存储, and other technologies bring great benefits to large and small businesses alike. 但这些好处也带来了挑战, 包括保护私隐, data, 以及客户的财务信息.
网络责任涵盖在您的网络内未经授权访问电子数据或软件. 它还提供了传播病毒的覆盖范围, 电脑被盗, 敲诈勒索, 或任何无意的行为, 错误, 错误, 或雇员的疏忽. 当您拥抱技术来帮助您经营企业时，这种覆盖迅速变得越来越重要.
What would you do if a fire impacted the operation of your business? Or what if a pipe leak caused a system outage or extended downtime? These and other events can destroy your ability to serve clients and bring in revenue, which can have a major long-term impact on the viability of your business.
业务收入保险补偿您的收入损失，如果业务不能正常运作，因为损坏涵盖在您的商业财产保险政策, 如火灾或水灾. 业务 interruption insurance covers the revenue you would have earned, 根据你的财务记录, 难道这一事件没有发生吗. 该政策还包括运营费用, 像电, that continue even though business activities have come to a temporary halt.
Your business property is a significant financial investment. 要是它出了什么事怎么办?
商业财产保险可以帮助保护你的企业拥有或租赁的财产, 包括设备之类的东西, 库存, 家具, 及设施. Whether you own your building or lease your workspace, 商业财产保险可以单独购买，也可以与其他必要的保险组合购买，以保护您企业的有形资产.